INDEPENDENT MERCHANT FEE EDUCATION · FREE TOOLS · OPTIONAL MERCHANT REVIEW
FOR US BUSINESSES

Card processing that fits how your business gets paid.

Retail counter, service appointment, restaurant table or online checkout: compare the full cost and the practical fit. Enquiries are welcome at any monthly card volume.

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Start with your payment workflow

Retail shops

Compare countertop terminals, point-of-sale compatibility, inventory integrations, refund handling and recurring software costs alongside processing fees.

Restaurants and cafés

Ask about tips, pay-at-table devices, online ordering and whether switching affects your current POS. Compare equipment and software costs together.

Salons and personal services

Check appointment deposits, tips, cancellations and payment links. Understand how bookings and customer records would move if you switch.

Trades and home services

Compare on-site payments, invoices, deposits and settlement timing. Ask whether the provider supports the way and time frame in which you deliver work.

Professional services

Consider invoicing, recurring billing where relevant, accounting integrations and customer support. Provider eligibility depends on the exact service offered.

Online and other businesses

Compare checkout compatibility, fraud tools, refunds, subscriptions if applicable and fulfilment time frames. Tell us exactly what you sell so eligibility can be checked.

Auto repair businesses are welcome too: read our auto repair processing guide.

What we need to match your enquiry

  1. Your business and public website or listing.
  2. What you sell, where you operate and how customers pay.
  3. Your approximate monthly card volume—there is no minimum to enquire.
  4. What you want to improve: fees, equipment, service or payment workflow.

We screen enquiries before proposing a provider. Legal operation alone does not guarantee processor acceptance. Each processor and underwriting bank has its own prohibited and restricted business rules; final approval belongs to them. We do not claim affiliation with any bank.

We are not recruiting prohibited business activities for this service. Categories requiring specialist underwriting must be confirmed with a suitable provider before an introduction.

A comparison checklist to use before changing providers

  1. Use the same month's total card sales and all related processing fees to calculate your effective rate.
  2. List transaction fees, monthly charges, software, equipment costs and minimums separately.
  3. Check how in-person, online and manually entered payments are priced.
  4. Ask about contract length, cancellation charges, equipment ownership and integration work.
  5. Get the complete offer in writing; do not treat a headline percentage as the all-in cost.

Read the full quote-comparison guide or use the free calculator.

Want help comparing your options?

Request a review and tell us your preferences. We may earn a referral fee if you approve an introduction. Savings, acceptance and appointment availability are not guaranteed.

Request a review →