@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--ink:#132532;--muted:#576b78;--teal:#007c79;--mint:#d9f6ee;--navy:#0b2631;--line:#dce7e7;--paper:#f4f8f8;--white:#fff;--shadow:0 18px 60px rgba(5,39,44,.1)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:'DM Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;line-height:1.6}h1,h2,h3,h4,.brand{font-family:Manrope,'DM Sans',sans-serif;line-height:1.18;letter-spacing:-.045em}h1{font-size:clamp(2.35rem,5vw,4.35rem);margin:0 0 18px}h2{font-size:clamp(1.65rem,3vw,2.45rem);margin:0 0 18px}h3{font-size:1.2rem;margin:0 0 10px;letter-spacing:-.025em}p{margin:0 0 16px}a{color:var(--teal)}button,input,select,textarea{font:inherit}button{cursor:pointer} .container{width:min(1120px,calc(100% - 38px));margin:0 auto}.small-container{width:min(760px,calc(100% - 38px));margin:0 auto}.topbar{background:var(--navy);color:#e6fffa;text-align:center;padding:9px;font-size:.81rem}.header{background:white;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav{display:flex;align-items:center;justify-content:space-between;min-height:74px;gap:25px}.brand{font-weight:800;font-size:1.25rem;white-space:nowrap;display:flex;gap:8px;align-items:center;color:var(--navy);text-decoration:none}.brand-symbol{display:grid;place-items:center;background:var(--mint);border-radius:12px;width:34px;height:34px;font-size:1.05rem;color:var(--teal)}.navlinks{display:flex;gap:23px;align-items:center;flex-wrap:wrap}.navlinks a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.88rem}.navlinks a:hover{color:var(--teal)}.navlinks a.cta-small{background:var(--teal);color:white;border-radius:10px;padding:11px 17px}.hero{padding:75px 0 78px;background:linear-gradient(125deg,#ecfaf5 0%,#f8fbfc 56%,#eff5ff 100%)}.hero-grid{display:grid;grid-template-columns:1fr .92fr;gap:58px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:var(--teal);font-size:.76rem;font-weight:800;margin-bottom:18px}.lead{color:var(--muted);font-size:1.1rem;max-width:590px}.action{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border:0;border-radius:12px;padding:14px 22px;font-size:1rem;font-weight:700;background:var(--teal);color:white;box-shadow:0 9px 20px rgba(0,124,121,.12)}.action:hover{background:#006864}.action.secondary{background:white;color:var(--ink);border:1px solid var(--line);box-shadow:none}.buttonrow{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}.micro{font-size:.79rem;color:var(--muted)}.bullets{list-style:none;padding:0}.bullets li{padding:8px 0 8px 30px;position:relative}.bullets li:before{content:'✓';font-weight:800;color:var(--teal);position:absolute;left:0}.calc,.panel{background:white;border:1px solid #deebea;border-radius:20px;box-shadow:var(--shadow);padding:30px}.calc h3{font-size:1.42rem;margin-bottom:8px}.calc .hint{font-size:.86rem;color:var(--muted);margin-bottom:19px}.field{display:flex;flex-direction:column;gap:7px;margin:0 0 18px}.field label{font-size:.89rem;font-weight:700}.field input,.field select,.field textarea{width:100%;border:1px solid #c7d8d9;border-radius:10px;padding:13px 14px;color:var(--ink);background:#fff;outline:0}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--teal);box-shadow:0 0 0 3px #dcf6f0}.two-fields{display:grid;grid-template-columns:1fr 1fr;gap:14px}.result{background:var(--navy);color:white;border-radius:15px;padding:22px 24px;margin:20px 0 13px}.result small{display:block;color:#b4d8d5;font-size:.82rem;margin-bottom:4px}.big-num{font:800 2.7rem/1.1 Manrope,sans-serif;letter-spacing:-.05em}.resultrow{display:flex;gap:20px;justify-content:space-between;flex-wrap:wrap}.result-value{font-weight:800;font-size:1.18rem}.note{border-left:3px solid var(--teal);padding:12px 14px;background:#eef9f6;font-size:.86rem;color:#3c565a;border-radius:0 8px 8px 0}.section{padding:76px 0}.section.light{background:var(--paper)}.section.narrow{padding:54px 0}.section-intro{max-width:730px;margin-bottom:33px;color:var(--muted)}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:19px}.feature{padding:25px;border:1px solid var(--line);border-radius:15px;background:white}.number{width:35px;height:35px;border-radius:10px;display:grid;place-items:center;background:var(--mint);color:var(--teal);font-weight:800;margin-bottom:20px}.feature p{font-size:.91rem;color:var(--muted);margin:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:38px;align-items:start}.faq details{background:#fff;border:1px solid var(--line);margin-bottom:12px;border-radius:11px;padding:15px 19px}.faq summary{font-weight:700;cursor:pointer}.faq details p{padding-top:13px;color:var(--muted)}.footer{background:var(--navy);color:#d8e9eb;padding:37px 0}.footer p{font-size:.81rem;color:#bdd1d4;margin-top:10px}.footer a{color:#b6ece0;text-decoration:none;margin-right:18px}.footer-nav{display:flex;flex-wrap:wrap;gap:5px 0}.article-hero{background:#edf8f5;padding:60px 0}.article-hero h1{font-size:clamp(2.2rem,4.5vw,3.7rem)}.article-body{padding:50px 0 76px}.article-body h2{margin-top:36px}.article-body li{margin-bottom:10px}.callout{background:#edfaf6;border:1px solid #c6eae1;border-radius:12px;padding:23px;margin:28px 0}.form-area{padding:66px 0;background:linear-gradient(115deg,#eff9f6,#f5f9fd)}.form-card{background:white;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:20px;padding:34px;max-width:820px;margin:0 auto}.checkline{display:flex;gap:12px;font-size:.84rem;color:#3e5360;align-items:flex-start;margin:15px 0}.checkline input{margin-top:4px;accent-color:var(--teal)}.fine{font-size:.79rem;color:var(--muted)}.skip{position:absolute;left:-9999px;top:0}.skip:focus{left:16px;top:16px;z-index:100;background:#fff;padding:9px}.tiny-pill{display:inline-flex;align-items:center;border-radius:50px;border:1px solid #cce2de;padding:5px 11px;font-size:.77rem;color:#356a68;margin-bottom:18px}.kpis{display:flex;flex-wrap:wrap;gap:13px;margin:17px 0}.kpis span{background:white;border:1px solid var(--line);border-radius:9px;padding:5px 10px;font-size:.8rem;color:#456573}@media(max-width:840px){.hero-grid,.split{grid-template-columns:1fr}.hero{padding:45px 0}.nav{flex-wrap:wrap;padding:15px 0}.navlinks{gap:12px}.navlinks a{font-size:.77rem}.grid3{grid-template-columns:1fr}.section{padding:52px 0}}@media(max-width:480px){.calc,.panel,.form-card{padding:20px}.two-fields{grid-template-columns:1fr}.topbar{font-size:.73rem}.navlinks a.cta-small{padding:7px 10px}.big-num{font-size:2.3rem}}

/* Review forms are disabled until the disclosed lead recipient loads successfully. */
button:disabled { opacity:.58; cursor:not-allowed; }

.trust-strip{background:#e9f6f1;border-block:1px solid #b9e8dc;padding:25px 0}.trust-strip strong{font-size:1.02rem}.trust-strip p{margin:4px 0 0;color:#365b5c;font-size:.91rem}.brand{font-size:clamp(1rem,2vw,1.25rem);letter-spacing:-.04em}

#terms-grid [hidden] {display:none !important;}